Insurance for independent dealers
Auto dealership insurance.
Made for your lot.
You’ve got a business to run. Let’s make the insurance part easier to understand. Find coverage for your vehicles, your drivers, and the way you do business.
Established dealerships, startups, wholesalers & specialty dealers.
Let’s get your quote started.
Apply for dealer insurance online. Add a bond quote in the same application.
Your business. Your coverage needs.
What kind of dealership do you run?
Start with your business type. We’ll walk you through what to consider.
Understand the basics
Coverage that does different jobs.
Car dealers insurance has a few moving parts. Here’s a straightforward place to start.
Garage liability insurance
Liability for the business, covered autos and everyday dealer operations.
Dealer open lot insurance
Physical damage coverage for eligible vehicles you own and hold for sale.
Garagekeepers insurance
Coverage to review when customer vehicles are left in your care.
Auto dealer surety bonds
A licensing obligation that serves a different purpose from insurance.
From your lot to your quote
Your next quote starts here.
Start your application.
Get your dealer insurance quote started online.
Review your quote.
Compare the coverage and price.
Choose your coverage.
Select the option that fits your dealership. Coverage begins when binding is confirmed.
24 state guides
A little local knowledge goes a long way.
Look up dealer insurance requirements, bond amounts, licensing costs and official resources.
A few helpful answers
Get comfortable with your coverage.
Read a guide, check a real quote example, or dig into the detailed FAQ.
What does dealer insurance cost?
See five agency-supplied examples, including a package with inventory coverage. Compare more than the monthly payment.
Read the guide Detailed answersYou’ve got questions. Start here.
Search questions about test drives, inventory, dealer plates, bonds, claims and more.
Read the guide Inventory financingFloor-plan financing companies
Explore financing companies for independent auto and specialty dealers, with direct links to their programs and practical questions to compare.
Read the guideReady for your dealer insurance quote?
Start your application online. You can add a dealer bond quote, too.