Start with these exposures
- Current policy and renewal date
- Average and peak inventory values
- Every driver, location and service
Coverage considerations
Start with the business you are running today. We review the cars you carry, who drives them, where they are stored and the services you provide. Include changes that may not be obvious from last year’s declarations page.
Garage liability, dealers physical damage and garagekeepers each address a different exposure. Property, workers’ compensation, cyber and dealer E&O may also deserve a place in the review. We help organize those questions so you can compare available options.
Send your current coverage, available loss runs and written lender or landlord requirements. Tell us what you want to improve: price, deductibles, coverage gaps or the clarity of your payment schedule. A meaningful comparison starts with matching coverage.
Plan the renewal review early enough to answer underwriting questions. Keep existing coverage in place until you have confirmed the effective date and terms of its replacement. Licensing requirements are one part of the review; coverage also needs to fit your inventory, drivers and operations.
Compare the coverage and cost
Compare quotes for the same operations and coverage. Confirm the total policy cost, deductibles, payment terms and any exclusions affecting the way you do business.